For many clients approaching retirement, there are two primary questions: “Do I have enough?” and “What will life look like when I stop working?”
At Delaunay Wealth, we understand that gaining clarity over finances is about more than just numbers; it’s about peace of mind, confidence, and freedom to enjoy the years ahead.
In the latest of a series of case studies showcasing some of the work we’ve done, find out how working with Lloyd French gave Darren and his wife more confidence as they approached retirement.
Financial planning can give your clients the confidence to retire
Darren and his wife have been working with Lloyd for more than 20 years. When retirement appeared on the horizon, the value of financial planning became clear.
“In the last two or three years he’s really helped us focus on our retirement, which we think might be in a couple of years’ time,” Darren says.
“That’s given us confidence to retire and know that we’re going to have a stable financial future – and lots of fun.”
Retirement planning for Darren and his wife wasn’t just about whether they could afford to stop working. It was about finding much-needed reassurance that they could enjoy retirement without financial stress – as well as gaining a sense of security that they had enough to deal with life’s uncertainties.
Action
Cashflow modelling was one of the most valuable tools Darren and his wife experienced as they prepared for their retirement.
Being able to visualise their finances, and how their wealth would change over time, helped to reassure them that they had enough to support the lifestyle they hoped to enjoy.
“Looking at the cashflow charts that Lloyd has shown us has certainly given me – and I think my wife would agree – confidence that in the future we will have enough not just to survive, but to thrive and enjoy our retirement.”
Watch: Darren tells his story
Ultimately, the sophisticated planning tool helped Darren and his wife shift their focus from worrying about “what if?” to imagining what might be possible in their next chapter.
Most crucially, they didn’t have to figure it out alone.
“If my wife and I had tried to do this on our own, we would have no confidence whatsoever. But working with Lloyd and the team at Delaunay Wealth Management gives me the confidence that we will be secure in the future.”
Result
From long-term guidance to retirement-focused planning, working with Delaunay Wealth gave Darren and his wife something far more valuable than a financial strategy; it gave them peace of mind.
“I think the best thing about working with Lloyd is that he gives us confidence in our future. We know he’s looking after us, and although he has plenty of clients, there’s always that personable side that says, ‘I am working for you and looking after your financial future’.”
Financial planning is all about gaining a deep understanding of what matters most to clients; Lloyd knows this and goes the extra mile to form long-lasting relationships.
For Darren, it’s not just about Lloyd’s knowledge or the accuracy of the advice – it’s about trust.
“He’s just personable. You buy from people and work with people you like – and that’s how Lloyd comes across: easy-going but focused.”
Key takeaways
If retirement is on the horizon for you or your clients, early preparation is key.
For most clients, true confidence in retirement comes from having clarity – understanding what they have and how long it will last.
Cashflow modelling lets you and your clients visualise the financial future, helping you to see for yourself how you might spend your wealth.
For example, cashflow modelling can show how significant spending – such as a home renovation, an extended round-world trip, or a generous gift – might influence the long-term picture.
Whatever the circumstances, financial planning can help clients feel secure and prepared.
With Lloyd’s support, your clients – like Darren and his wife – can thrive and enjoy the retirement they deserve.
Get in touch
To find out how we can help your clients prepare for a confident and enjoyable retirement, please get in touch. We’d be delighted to answer your questions.
Email mail@delaunaywealth.com or call us on 0345 505 3500.
Please note
This article is for general information only and does not constitute advice. The information is aimed at retail clients only.
All information is correct at the time of writing and is subject to change in the future.
The Financial Conduct Authority does not regulate cashflow planning.
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