Actively retired

Reaching retirement opens up new financial worries. What should be a time to enjoy, turns into a minefield as you’re having to navigate your finances like never before.

Align your money with your aspirations

Let’s start by telling you that your retirement needn’t be a time to stress about money. You might still have experiences to tick off, or wish to leave a legacy behind but are conscious that your wealth is depleting.

Our number one goal is for you to live a comfortable and fulfilling retirement. And that starts with a plan…

How we’ll help you

Income management strategies

Regardless of what’s happening in the world, we’ll make sure your income is stable by creating a strategy to ensure your money lasts as long as you do.

Protecting your assets

Drawing on our years of experience and trusted network, we’ll deal with your estate planning and IHT issues in a way that best suits you.

Removing the hassle

We simplify everything and speak to you without any jargon. We will take on as much or as little as you want us to.

Managing risk and reward

Our investment approach is straightforward and sound. Most clients don’t need to be taking risks in their retirement years, so we don’t either.

Making your money go further

Smart tax planning makes your money last longer, providing you with more income so you can enjoy the retirement lifestyle you’ve worked for.

Guidance and advice

Pensions are extremely tax effective but unfortunately, they are also complicated. We guide you through the minefield, keeping it simple at the same time.

You should be aware that investments carry varying degrees of risk and as their underlying value can fall as well as rise, you may not get back the full amount invested.

Keeping advice in the family

Sometimes other family members will encounter challenges that you’d like to help them through. These could include things like care home funding, paying for education, help with property purchase, debt reduction or gifting money.

We also provide advice on each of these matters, as part of our retiree advisory service.

Why clients choose us

"Cashflow forecasting has given me control and a sense of security."

Jennifer Morrison

Actively Retired

Client since 2011

"I feel very comfortable that my financial future is secure."

Barbara Goldsmith

Actively Retired

Client since 2015

"He knows, and I don't!"

Murray Rose

Business Owners & Self Employed

Client since 2008

"He puts everything into easy to understand language."

Mike Park

Senior Executives & Professionals

Client since 2014

"Lloyd never makes us feel like we're asking silly questions."

Shaun and Jane

Senior Executives & Professionals

Client since 2021

"He gives us the confidence that we'll thrive in retirement."

Darren Staniforth

Business Owners & Self Employed

Client since 2004

Delaunay Wealth Management Ltd profile

Years of positive customer feedback are a testament to the passion Lloyd has for putting his clients first. Take a look at his VouchedFor reviews for yourself.

Sarah Dale
Sarah Dale
Lloyd has been very helpful and understanding in dealing with my pensions and finances - not pushy. Takes a lot of time explaining every detail of any proposal. Very reliable, always has time to listen to my questions.
mike park
mike park
We completed our annual pension review and came away feeling confident about our options ahead. A great review and more importantly an agreed set of actions to help us improve our future financial security
Simon Jarvis
Simon Jarvis
I have been working with Lloyd and his team for many years now (>20) and have always found the advice I have receieved to be measured, detailed, evidenced based and very informative. Having just had my annual review (March '23) with Lloyd, personally, I'm pleased to see that my porfolio returns and growth have met or exeeded projected returns, so I am, again, comfortable with the advice I recieve. I'm very satisfied with the service Delaunay have, and continue to provide so would be happy to recommend.
Matt Hall
Matt Hall
Delaunay came recommended and they have been excellent. Lloyd and the team are communicative, knowledgable and have provided great advice.
Nav Navendrha
Nav Navendrha
Coming from the Finance sector, I am Impressed with knowledge and expertise that not only delivered what was needed, it was conveyed in a manner that was easily absorbed, which was comforting. Professional and courteous to the end and always ready to assist and advise. This is definitely my one stop shop.
Zoe Courtney
Zoe Courtney
Delaunay have been advising us for many years and the service has always been excellent. The team are friendly and approachable and any queries are dealt with straight away. Our advisor, Lloyd French, is highly knowledgeable and his advice always puts you and your family's needs first. He spent a lot of time understanding our goals and explains everything in easy to understand terms. Would not move to anyone else!
jackie windsor
jackie windsor
Fantastic service! i have felt constantly that i am in good and trustworthy hands, which is good as I am not financially that savvy. Lloyd has been patient and concise explaining everything in as much detail as possible.a very knowledgeableand professional experience all round. Thank you. i can stop worrying!
Sue Meyers
Sue Meyers
Delaunay Wealth came highly recommended via a member of our family. Since placing our investments with Delaunay Wealth we are pleased to note that, despite current market conditions we have still seen profits this year to date. We would (and do) recommend Delaunay Wealth as an investment manager.
Ana Pascual
Ana Pascual
I have used Delaunay’s services recently and have found them very helpful. Professional, knowledgeable and really looking after my interests.
Sue Hindle
Sue Hindle
I have been with Lloyd French of Delauneys for about 20 years and always found the service to be prompt, efficient and reliable.