Estate Planning

estate-planEnsuring the financial security of family members and dependents is a key priority for many of our clients.  And alongside growing wealth, succession planning is vital to help preserve it for the next generation.

Inheritance Tax Planning

In the UK, some £5.4 billion is collected in Inheritance Tax (IHT) every year and as property prices increase, the need for proactive tax planning has never been greater.

By far the best way to protect your wealth and limit the amount of Inheritance Tax on your estate is to put arrangements in place during your lifetime.

In addition to maximising lifetime allowances between spouses and inter vivos gifts, there is scope for other planning which can shelter and protect assets, including shares, property and cash, from the exposure to IHT on transfer, or death.

Bespoke Strategies

Working in conjunction with our clients’ professional advisers we are able to advise on bespoke investment strategies and structures which suit the particular needs and circumstances of each client.

Our advice will often address the two main concerns clients have with Inheritance Tax Planning – namely the loss of access to capital and income, and the loss of control over the assets themselves.

Preparing for the Unexpected

As well as minimising your exposure to Inheritance Tax, we can also review and advise you on your protection needs, from life assurance to healthcare cover, to making a tax efficient will, and providing a tax-free cash lump sum for your dependents in the event of your death.  So whatever the future holds, we will ensure that your family’s financial future is safeguarded.

The Financial Conduct Authority does not regulate will writing or taxation and trust advice.

Delaunay Wealth Management Limited is authorised and regulated by the Financial Conduct Authority (806635). Registered in the UK at: Wey Court West, Union Road, Farnham, Surrey, GU9 7PT. Company Registration Number: 08107472 The Financial Conduct Authority does not regulate taxation and trust advice and employee benefits.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR

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